UPI handle verification
Consent-led UPI ID check for payouts, refunds, worker reimbursements and visitor fee collection before money moves.
Price hint: launch-gated
India payment rails only
Minimum tier
T0
Price hint
launch-gated
Turnaround
20 seconds
Storage rule
No bank account or balance storage
Verification path
Step 1
Enter VPA
Capture the UPI ID shared by the payee, such as name@bank, without collecting PINs or bank passwords.
Step 2
Confirm consent
Record the payout, refund or collection purpose with a DPDP consent receipt.
Step 3
Return status
Show whether the handle is usable, matched and safe enough for the next payment action.
Signals returned
Payment safety controls
Purpose and payer context are recorded before the check starts.
PRAMAAN never asks for UPI PIN, bank password or full account number.
Outcome evidence is limited to verification status, handle and consent receipt.
Prepare UPI handle check
Prepare a consented UPI handle check before moving money.